What are the out-of-pocket costs associated with Health First Health Plans?

The out-of-pocket costs associated with Health First Health Plans vary depending on the specific plan. However, most of our plans have deductibles, coinsurance, and copayments that must be paid by the member. Deductibles refer to the amount the member is responsible for before the insurance begins covering the costs. Coinsurance is the percentage of the service cost that the member has to pay after meeting the deductible. Copayments are fixed amounts paid for each visit or service. Additionally, some plans have maximum out-of-pocket limits, which means once the member reaches a certain amount of out-of-pocket expenses, the plan will cover all costs for the remainder of the year. The exact details of the out-of-pocket costs can be found in the plan documents or by contacting our customer service team.