Are there any medical exams required to apply for life insurance with Guardian?

Asked 6 months ago
No, Guardian Life Insurance typically does not require a medical exam to apply for life insurance coverage. Guardian offers several insurance products, including term life and whole life insurance, which often do not require a medical exam for approval. This can make the application process easier and more convenient for individuals seeking life insurance coverage. However, in certain cases or for specific policies, Guardian may request a medical exam to assess the applicant's health condition in accordance with their underwriting guidelines. It is advisable to consult with a Guardian representative or agent to determine the specific requirements for the desired life insurance policy and eligibility criteria.
Jeff Whelpley is the editor / author responsible for this content.
Answered Nov 2, 2023

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