What types of investment options are available through National Guardian?

National Guardian Life Insurance Company offers a variety of investment options tailored to meet the diverse needs of its policyholders. One prominent option is whole life insurance, which not only provides a death benefit but also accumulates cash value over time. This cash value grows at a guaranteed rate and can be accessed through loans or withdrawals, providing a liquid asset that policyholders can utilize as needed. Another investment option available is universal life insurance. This type of policy combines life insurance protection with an investment savings element, allowing for flexible premium payments and the potential for cash value growth based on credited interest rates. Universal life policies can be adjusted according to the policyholder's financial situation and changing life circumstances, making them versatile. NGL Insurance also offers annuities as investment options. Annuities can provide a steady income stream during retirement, and they come in various forms, including fixed, variable, and indexed annuities. Each type has different features regarding growth potential, risk, and income predictability. In addition, National Guardian Life Insurance Company often provides supplemental options for investments, such as individual retirement accounts or specialized funds, which can cater to those seeking to save for specific goals. It may be beneficial for individuals interested in these options to explore the specific offerings and consult the company's current web page for detailed information and guidance.