What types of health insurance plans does GEHA offer?

Government Employee Health Association, commonly known as GEHA, offers a variety of health insurance plans tailored to meet the diverse needs of government employees and their families. The primary types of plans include the High Option and Standard Option plans. The High Option plan typically provides a comprehensive level of coverage with lower out-of-pocket costs for services, making it a great choice for individuals who anticipate needing more frequent healthcare services. It often includes a wide range of benefits, such as extensive preventive services, hospitalization, surgical procedures, and various outpatient services. On the other hand, the Standard Option plan usually has lower premiums, making it more budget-friendly. However, it may come with higher out-of-pocket expenses when it comes to healthcare services. This option is generally suitable for those who are willing to manage a higher cost share in exchange for lower monthly payments. Additionally, GEHA offers dental and vision plans that can be purchased separately or as part of a comprehensive health package. It is essential to review the details of each plan type to determine which best aligns with an individual's or a family's specific healthcare needs. For the most accurate and up-to-date information about available plans, visiting GEHA's official website is advisable.