Do I need to have insurance in Georgia?

Yes, it is mandatory to have insurance in Georgia. The state of Georgia requires all drivers to maintain minimum liability insurance coverage for their vehicles. This means that if you want to drive legally in Georgia, you must have at least the minimum required amounts of liability coverage, which includes bodily injury liability and property damage liability. Additionally, Georgia law also requires homeowners to have insurance coverage for their properties in certain scenarios, such as when they have a mortgage. However, it is important to note that insurance requirements may vary depending on the circumstances and type of coverage needed. Therefore, it is always recommended to consult with the Georgia Department of Insurance or a licensed insurance agent to ensure compliance with the specific insurance requirements in the state.