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Can I transfer my CareCredit balance to another card?

Asked 2 years ago
Individuals often inquire about transferring their CareCredit balance to another credit card. However, CareCredit functions differently from traditional credit cards. Generally, it is not possible to directly transfer a CareCredit balance to another credit card. CareCredit is specifically designed for healthcare financing, allowing users to pay for medical costs, dental procedures, and other eligible health-related expenses over time. If someone wishes to pay off their CareCredit balance using another credit card, they may do so by charging the balance to their new card, but this does involve taking a cash advance or performing a balance transfer, both of which may incur additional fees and higher interest rates. It is advisable to evaluate the terms and conditions associated with any new card or cash advance option. For specific inquiries regarding CareCredit policies, it is often recommended to check the current carecredit.com website for guidance on balance management and payment options, as they provide the most up-to-date information.
Answered Aug 2nd 2025

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