Are there options for overdraft protection?

First Security Bank offers various overdraft protection options to help customers manage their accounts and avoid overdraft fees. One common form of overdraft protection is linking a savings account to the checking account. In this arrangement, if the checking account reaches a zero balance, funds from the linked savings account can automatically transfer to prevent an overdraft. First Security Bank may also offer a line of credit as a form of overdraft protection, which provides customers with immediate access to funds if their checking account balance is insufficient. This option typically involves an application process and is subject to credit approval. Customers can also choose to opt out of overdraft protection, in which case transactions that exceed the available balance may be declined. For specific details about the overdraft protection options available and the terms associated with each option, it is advisable to consult the official First Security Bank website or the relevant account agreements.