What are the overdraft options available for my account?

First Interstate offers two overdraft options for account holders. The first option is the Overdraft Protection service, which allows customers to link their checking account to a savings account or credit line. In the event of insufficient funds in their checking account, funds will be automatically transferred from the linked account to cover the transaction, preventing overdraft fees. The second option is the Overdraft Privilege program, which provides a discretionary overdraft limit on eligible accounts. If a transaction exceeds the available balance, the bank may choose to honor the payment, resulting in a fee. This program can help account holders avoid declined transactions and returned check fees. Both options provide flexibility and peace of mind for customers.