What is the eligibility criteria for a First Bankcard credit card?

The eligibility criteria for a First Bankcard credit card include being at least 18 years old, a U.S. citizen or a permanent resident with a valid Social Security Number. Applicants must also have a stable income source and meet the bank's creditworthiness and affordability standards. The credit card application process includes providing personal information such as name, address, and employment details. Additionally, applicants need to have a satisfactory credit history without major delinquencies or bankruptcies. Meeting these criteria does not guarantee approval, as First Bankcard assesses each application on an individual basis. The bank may also consider factors such as debt-to-income ratio and credit utilization in their decision-making process.