What are the requirements to open an account?

To open an account with FNBO Direct, a few simple requirements must be met. First, applicants must be at least 18 years old and legal residents of the United States. Second, a Social Security number or Individual Taxpayer Identification number is required to comply with regulatory guidelines. Third, applicants need to have a valid email address, as all communication and account-related information will be sent electronically. Finally, a minimum opening deposit may be necessary, depending on the type of account being opened. Overall, these requirements ensure compliance with legal obligations and allow FNBO Direct to provide a secure and efficient banking experience to its customers.