What documents do I need to submit for mortgage approval?

When applying for a mortgage with EMC Mortgage, you will need to submit several documents to complete the approval process. These documents include your identification proof, such as a valid driver's license or passport, along with your social security number. You will also need to provide proof of income, typically in the form of pay stubs from the past two to three months, along with copies of your tax returns for the previous two years. Additionally, you will be required to submit bank statements for the past two to three months, showing your savings and checking account balances. Lastly, you will need to provide information about your current debts, including credit card statements and any outstanding loan balances. Submitting all these documents will help facilitate a smooth mortgage approval process with EMC Mortgage.