When do I need to start repaying my Direct Loan?
Asked a year ago
You are required to start repaying your Direct Loan after you graduate, leave school, or drop below half-time enrollment. If you have received a Direct Subsidized Loan, the repayment begins six months after you meet one of these conditions. For Direct Unsubsidized Loans and PLUS Loans, repayment starts immediately after disbursement, but you can request a deferment while you are still in school. It is essential to note that you or your school must notify you of the date your repayment begins. You can contact your loan servicer for detailed information regarding repayment plans, including the standard 10-year plan or any income-driven options available, depending on your circumstances. Remember to always stay informed and prepare financially for your repayment obligation.
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