What options are available for loan forgiveness for Direct Loans?

There are several options for loan forgiveness available for Direct Loans. One such option is Public Service Loan Forgiveness (PSLF), which forgives the remaining loan balance after making 120 qualifying payments while working full-time for a qualifying employer. Another option is Teacher Loan Forgiveness, which forgives up to $17,500 of Direct or FFEL Subsidized or Unsubsidized Loans for those who teach full-time in low-income schools for five consecutive years. Borrowers may also be eligible for Income-Driven Repayment (IDR) plans, where their monthly loan payments are based on their income and family size, and any remaining loan balance after a certain repayment period may be forgiven. Additionally, borrowers facing delinquency or default may qualify for loan forgiveness through the Department of Education's Defaulted Loan Rehabilitation Program.