What happens if I miss a payment to my creditors during the program?

If you happen to miss a payment to your creditors during the program, it can have negative consequences. Missing a payment could result in penalties, late fees, and potentially a negative impact on your credit score. It's essential to maintain consistent payments to avoid any potential setbacks in your journey towards becoming debt-free. Debt Free America recommends staying in close communication with your creditors and program representatives if you encounter any financial difficulties that could affect your payments. They may be able to assist you in finding alternative solutions or adjusting your payment plan to help ensure that you stay on track towards your debt-free goals.