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What should I do if I suspect unauthorized transactions on my Chase Debit Card?

Asked 5 months ago
If a customer suspects unauthorized transactions on their Chase Debit Card, it is important for them to act quickly to protect their account. First, the individual should carefully review their transaction history to identify any charges that seem unfamiliar or fraudulent. Once they have confirmed suspicious activity, they should secure their card by blocking or deactivating it through the bank’s online banking platform or mobile app. This action can help prevent further unauthorized transactions. Next, it is advisable to report the unauthorized transactions as soon as possible. The customer can usually do this by accessing the customer service section on chase.com or using the mobile app, where they should find information on how to report a lost or stolen card. Typically, a customer service representative will guide the individual through the process of disputing the unauthorized charges. Chase usually investigates reported unauthorized transactions, and customers are generally protected against liability for these charges if they take timely action. It is helpful for the individual to document any relevant details, such as transaction dates and amounts, as these may be required during the dispute process. For further assistance or specific company policies on unauthorized transactions, customers may want to refer to the Chase website or online banking resources, where they can find up-to-date contact information and additional information about their rights and responsibilities concerning unauthorized charges.
Answered Jul 15th 2025

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