The interest rate for Care Credit varies depending on the promotional period and the type of healthcare service being financed. For eligible transactions over $200, Care Credit offers different no-interest and low-interest financing terms, typically ranging from 6 to 24 months. If the balance is not paid in full within the promotional period, a variable interest rate will be applied, ranging from 26.99% to 28.99% APR. The specific interest rate will be disclosed during the application process, and it is important to carefully review the terms and conditions provided. Care Credit aims to provide affordable financing options, ensuring individuals can access the necessary healthcare services while managing their financial resources responsibly.
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