How long does it take to process a Disability Insurance claim?

The processing time for a Disability Insurance claim in California varies depending on multiple factors. On average, the initial claim decision is made within 14 days of receipt, provided all necessary medical evidence is available. If more information is needed, the claim may take longer to process. It is crucial to submit a complete application and ensure all required forms and documents are included to avoid delays. In certain cases, the Employment Development Department (EDD) may need to contact healthcare providers, employers, or other individuals to gather additional information, which can extend the processing time. Therefore, it is advisable to promptly respond to any requests from the EDD to expedite the claim process.