Policyholders generally have the opportunity to review their policy benefits at least annually, although it is advisable to do so whenever there are significant life changes, such as marriage, the birth of a child, or changes in financial circumstances. CMFG Life Insurance typically sends policyholders annual statements that summarize coverage details and benefits, making it easier to assess the current status of the policy. Additionally, reviewing the policy can ensure that the coverage aligns with evolving needs. Policyholders may also want to inquire about any specific terms related to their policy, as some may allow for modifications or adjustments. For the most accurate and up-to-date information, individuals should refer to the official CMFG Life Insurance website.