What is the minimum credit score required for a Bank of America home loan?
The minimum credit score required for a Bank of America home loan varies depending on the type of loan and individual circumstances. Bank of America evaluates each applicant on a case-by-case basis to determine eligibility. Generally, a higher credit score improves the chances of approval and may qualify for more favorable loan terms. However, exact requirements can change over time, and other factors such as income, debt-to-income ratio, and down payment amount also influence loan approval. To receive personalized information regarding credit score requirements, it is recommended to contact Bank of America's Home Loan Servicing directly or visit their website for the most up-to-date information.
Answered Nov 1, 2023
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