If an individual leaves their current employer while enrolled in Assurant Health Employee Benefits, several factors will determine what happens to their coverage. Generally, health benefits from employer-sponsored plans may end on the last working day or at the end of the month, depending on the employer's policy. Individuals should be aware of their specific plan details, as these may vary.
Under the Consolidated Omnibus Budget Reconciliation Act, commonly referred to as COBRA, departing employees might be eligible to continue their health coverage for a limited time at their own expense. This option would typically be available for up to 18 months, allowing individuals to maintain their health benefits while seeking new employment.
Moreover, individuals should evaluate other options, such as enrolling in a spouse's plan or seeking coverage through the Health Insurance Marketplace. It is advisable to review details thoroughly and check the Assurant website for additional information regarding coverage options and any associated deadlines.