Assurant Health Employee Benefits typically encourages its members to utilize in-network providers to maximize benefits and minimize out-of-pocket costs. However, it is often possible to see a doctor outside of the Assurant network. If a member chooses to visit an out-of-network provider, they may face higher costs. It is important that members understand their specific health plan's benefits, which can vary significantly. In some cases, there may be a reimbursement process for out-of-network services, but this often involves increased deductibles or co-payments. To best understand the specifics of coverage for out-of-network providers, it is advisable to review the health plan documents or consult the current web page. That page may provide detailed information regarding network options, claims processes, and any applicable limitations for seeking care outside the Assurant network. Being informed will help members make the best choices for their healthcare needs.