Can I get life insurance if I have a pre-existing medical condition?

Asked 7 months ago
Yes, it is possible to obtain life insurance with a pre-existing medical condition. Amica understands that many individuals may have underlying health conditions and offers life insurance options tailored to potential customers' specific circumstances. The availability of coverage, however, may depend on the nature and severity of the pre-existing condition, as well as other factors such as overall health and age. Amica's expert underwriters assess applications on a case-by-case basis, considering these factors to determine eligibility and premium rates. It's recommended to disclose all relevant medical information during the application process for an accurate assessment. Amica aims to provide comprehensive life insurance solutions, accommodating those with pre-existing medical conditions.
Jeff Whelpley is the editor / author responsible for this content.
Answered May 3, 2024

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