The question we are asked most often is about how to talk to Ameritas Life Insurance Company customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.
Recent Ameritas Life Insurance Company Customer Questions
Can I borrow money from my insurance
Yes, you can typically borrow money from a permanent life insurance policy that has accumulated cash value. The amount you can borrow is usually up to the cash value amount in your policy.
Asked Jul 9, 2024 3:39 PM
How do I go about borrowing money from my life insurance policy
To borrow money from your life insurance policy, you need to contact Ameritas Life Insurance Company directly to request a loan against your policy's cash value. Ensure your policy has enough accumulated cash value to borrow against. The loan will accrue interest, and if unpaid, the amount will be deducted from your policy's death benefit.
Asked Jul 9, 2024 3:28 PM
Help me with my Ameritas Life Insurance Company customer service issue
Term life insurance and permanent life insurance are two types of life insurance policies that differ in several key aspects. Term
On the other hand, permanent life insurance provides coverage for the insured's entire lifetime. It accumulates a cash value over time, allowing policyholders to access funds while they are alive. Permanent life insurance offers both death benefit protection and a savings component, making it more expensive compared to term life insurance. However, it provides lifelong coverage and can be an investment tool for wealth accumulation or estate planning.
Ultimately, the choice between term and permanent life insurance depends on individual circumstances, financial goals, and the need for long-term coverage or temporary protection....