Ameritas Life Insurance Company Customer FAQ

Yes, you can typically borrow money from a permanent life insurance policy that has accumulated cash value. The amount you can borrow is usually up to the cash value amount in your policy.

To borrow money from your life insurance policy, you need to contact Ameritas Life Insurance Company directly to request a loan against your policy's cash value. Ensure your policy has enough accumulated cash value to borrow against. The loan will accrue interest, and if unpaid, the amount will be deducted from your policy's death benefit.