What if I miss a premium payment?

If you miss a premium payment for your American Income Life Insurance policy, there are usually options available to get your coverage back on track. American Income Life understands that unforeseen circumstances can occur, so they provide a grace period during which you can make the missed payment without any penalties. However, if the grace period expires without payment, your coverage may lapse. In this case, you can reinstate your policy within a certain period, generally by paying the overdue premiums along with any applicable interest or fees. It's important to contact American Income Life as soon as possible to discuss your individual situation and explore the available options to prevent any interruption in your coverage.