What factors affect the cost of my insurance premium?
There are several factors that can affect the cost of your insurance premium with American Income Life Insurance Company. One of the main factors that is typically considered is your age. Generally, younger individuals tend to have lower premiums compared to older individuals. Additionally, your overall health and any pre-existing medical conditions can also impact your premium. Other factors that may influence the cost include your gender, occupation, and lifestyle choices such as smoking or alcohol consumption. The coverage amount and type of policy you choose also play a role in determining the premium. Finally, your location and the level of risk associated with it can also affect the cost. It is important to discuss these factors with an American Income Life Insurance agent to determine how they specifically impact your premium.
Answered Nov 2, 2023
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