What are the fees associated with using American Express Serve?

There are various fees associated with using American Express Serve. The monthly fee is $6.95, but this can be waived in certain circumstances. Users can deposit money for free through direct deposit or using a linked bank account, but there is a fee of up to $3.95 for cash reloads at participating retailers. ATM withdrawals are subject to a fee of $2.50, while out-of-network ATM withdrawals incur an additional $2.50 charge. However, the card offers free withdrawals at over 24,000 MoneyPass ATMs. Other fees include a $1.00 fee for online bill payments, $3.00 fee for check requests, and a $9.95 fee for a replacement card. It is important to review the complete fee schedule to understand all fees associated with using American Express Serve.