Can I make early loan payments or pay off my loan early?
Asked a year ago
Yes, you have the option to make early loan payments or pay off your loan early with AmeriCredit. We understand that circumstances can change, and you may want to reduce your debt sooner. Making early loan payments can help you save on interest charges and potentially shorten the duration of your loan. Whether you choose to pay off your loan in full or make extra payments, there are no penalties for doing so. Keep in mind that early payments will be applied first to any outstanding fees, then to any interest due, and the remainder will be deducted from the principal balance. To make an early payment or pay off your loan, you can conveniently do so through our online portal, over the phone, or by contacting our customer service team.
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