How does AIG handle claims involving uninsured or underinsured motorists?

AIG handles claims involving uninsured or underinsured motorists by offering coverage options that protect policyholders in such situations. If an insured driver is involved in an accident caused by an uninsured or underinsured motorist, AIG provides financial compensation for bodily injuries and property damage. The policyholder's chosen coverage limits determine the amount of compensation they are eligible to receive, up to the policy's maximum limits. AIG ensures a smooth claims process by conducting investigations to verify the existence of uninsured or underinsured motorists and collecting necessary evidence. Once it is determined that the other party is insufficiently insured, AIG promptly handles the claim and provides necessary assistance throughout the process, aiming to fairly compensate the insured driver for their losses.