AARP itself does not provide health insurance plans directly; rather, it partners with various insurance companies to offer a range of health insurance options to its members. Through these partnerships, AARP provides access to several types of plans that can cater to the diverse needs of older adults.
One of the most prominent offerings is Medicare-related insurance. AARP partners with UnitedHealthcare to offer Medicare Advantage plans, Medicare Supplement plans, and Medicare Part D prescription drug plans. Medicare Advantage plans are an alternative to Original Medicare, providing additional benefits like vision, dental, and wellness services. Medicare Supplement plans help cover some of the out-of-pocket costs that Original Medicare does not cover, such as copayments, coinsurance, and deductibles. The Part D plans focus on helping members manage their prescription drug costs.
In addition to Medicare-related products, AARP members may have access to other health insurance options, including short-term health plans or long-term care insurance, depending on the partners they work with. These plans are designed to help provide the necessary coverage for a variety of health needs, from preventive care to long-term support.
To find the latest offerings and details on the specific types of health insurance plans available, it is advisable for individuals to look at the current AARP web page, where they can access comprehensive information.