© GetHuman Inc.

myFICO Customer FAQ

Top Answers & How-to Guides

What is myFICO's Phone Number?

The question we are asked most often is about how to talk to myFICO customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.
Ask any question you have about myFICO customer service, get an answer now.
Contact myFICO customer service

Recent myFICO Customer Questions

Help me with my myFICO customer service issue

myFICO Overview

What is myFICO and how does it work?

myFICO is a service that helps consumers access their credit scores and reports, which are vital for assessing credit health....
Read more

What are the different membership plans available on myFICO?

myFICO provides various membership plans tailored to diverse credit monitoring needs, including basic access to a single bureau...
Read more

Is my personal information secure on myFICO?

myFICO prioritizes the security of personal data by employing strong encryption and adhering to industry standards for data...
Read more

What happens if I cancel my myFICO membership?

Canceling a myFICO membership results in losing access to all related services, including credit scores, alerts, and monitoring...
Read more

FICO Score Information

What is a FICO score and why is it important?

A FICO score is a three-digit number reflecting creditworthiness based on credit history factors like payment behavior and...
Read more

What factors are considered in calculating my FICO score?

The FICO score is determined by several main factors: payment history (35 percent), credit utilization (30 percent), credit...
Read more

What should I do if my FICO score changes unexpectedly?

If a FICO score changes unexpectedly, one should investigate the reasons behind it by reviewing their credit report for...
Read more

How can I improve my FICO score?

To enhance your FICO score, prioritize timely payments, reduce credit card balances to below thirty percent, and avoid...
Read more

How is my FICO score different from other credit scores?

The FICO score is a widely used credit score designed to assess credit risk, ranging from 300 to 850. It differs from other...
Read more

Credit Reports and Access

Can I get my credit reports and scores for free on myFICO?

myFICO does not provide free access to credit reports and scores; rather, these typically require a subscription or a fee....
Read more

How often are my credit reports and scores updated on myFICO?

MyFICO updates users' credit scores and reports regularly, typically when new reports are obtained from Equifax, Experian, and...
Read more

Can I dispute errors on my credit reports through myFICO?

myFICO does not handle credit report disputes directly but offers resources to help users understand their reports. To dispute...
Read more

Can I access my FICO score multiple times per month?

Yes, users can check their FICO scores multiple times each month through myFICO's subscription plans without affecting their...
Read more

Monitoring and Tools

Are there any additional tools or resources available on myFICO?

myFICO provides a variety of tools and resources to assist individuals with their credit management, including access to FICO...
Read more

What are the benefits of monitoring my credit score with myFICO?

Monitoring your credit score with myFICO provides access to widely used FICO scores, insights into score-impacting factors, and...
Read more
Was this page helpful?YesNeeds work
Sharing is what powers GetHuman's free customer service contact information and tools. You can help!