What are the eligibility requirements for Unum's insurance policies?

Unum offers a range of insurance products, and the eligibility requirements can vary based on the type of policy being considered, such as disability, life, or health insurance. Generally, to be eligible for Unum's insurance policies, applicants need to meet a few broad criteria. First, individuals typically need to be of a certain age, usually at least eighteen years old, to apply for most types of insurance. Additionally, applicants often need to be residents of the country where they are seeking coverage. For certain plans, such as group insurance policies, eligibility may also hinge on employment status, meaning that individuals must be employed by a company that offers Unum insurance products. Health history may also play a role in eligibility, particularly for life and disability insurance. Unum may require applicants to disclose pre-existing conditions or any ongoing health issues during the application process. Depending on the specific policy, individuals may undergo medical underwriting, which assesses risk factors before offering coverage. To find the most precise information regarding the eligibility requirements for a particular Unum policy, it is advisable to consult the current web page or the policy documentation that directly outlines these parameters. This will help ensure that potential applicants have the most accurate and relevant information as they consider their options.