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Am I eligible for Unum Group Life Disability coverage?

Asked 2 years ago
Eligibility for Unum Group Life Disability coverage generally depends on several factors, including the individual's employment status, the specific policy offered by an employer, and any requirements set forth by Unum Group Life Disability. Typically, coverage is available to employees who work for companies that have chosen to provide Unum's insurance products as part of their employee benefits. To be eligible, individuals usually need to be full-time employees, meet any waiting or probationary periods established by the employer, and be actively employed at the time of enrollment. Certain policies may also have age limits or other criteria that could affect eligibility. It is important for prospective policyholders to carefully review the specific terms and conditions of the group's policy. Additionally, for those who may have existing health conditions or other specific circumstances, underwriting processes may come into play, which could affect eligibility. Those interested in determining their specific eligibility should consult the details of their employer's benefit offerings, as well as any documentation provided by Unum Group Life Disability. It may also be helpful to refer to the official website for detailed information and resources related to specific policies and eligibility requirements.
Answered Aug 3rd 2025

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