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Can I check my credit score without affecting it?

Asked 2 years ago
Yes, you can check your credit score without affecting it. When you request your own credit report or score, this is known as a "soft inquiry" or "soft pull." Such inquiries do not have any impact on your credit score. This is an important distinction as "hard inquiries" or "hard pulls" occur when a lender checks your credit as part of their decision-making process, and these can influence your score, particularly if multiple hard inquiries happen in a short period. Many services provide you access to your credit score and report, allowing you to monitor your financial health without the worry of negatively impacting your score. UK Credit Info offers valuable resources and tools for consumers to understand their credit scores better. For detailed information about checking your credit score, UK Credit Info's website is a useful resource to explore. You may find helpful guidance on how to do this in a manner that suits your needs.
Answered Oct 19th 2025

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