How long does it take for payments to process?

The processing time for payments made through Stripe can vary based on several factors, including the type of payment method used, the country where the transaction occurs, and the type of business account a user has. In general, for credit and debit card payments, funds are typically transferred to the user's bank account within two to seven business days after a payment has been processed. However, when using Stripe's Instant Payouts feature, users may have the option to access their funds almost immediately, usually within minutes, for an additional fee. It is important to note that for businesses that have newly set up their Stripe account, the first payout may take longer due to additional verification and risk assessment. Other payment types, such as ACH transfers or international payments, may have different processing times. Users can always visit the official Stripe website for the most current and detailed information regarding payout timelines and specific payment methods. Understanding the specifics will help businesses manage their cash flow more effectively.