RAMS Home Loans Customer FAQ

A RAMS Home Loan is a type of mortgage provided by RAMS Home Loans, a leading Australian home loan lender. It aims to assist individuals...

RAMS Home Loans offers a range of flexible and competitive home loan options to suit various needs. These include variable rate home The variable rate home loans give borrowers the flexibility to make additional repayments and redraw funds if needed. Fixed rate home loans offer the security of a fixed interest rate for a specific period, protecting borrowers from interest rate fluctuations. Line of credit home loans provide a revolving credit facility, allowing borrowers to access funds as required for investment or personal purposes. Construction loans are designed for those building a new home or undertaking significant renovations. With these options, RAMS aims to cater to the diverse requirements of homebuyers, offering a suitable home loan solution for everyone....

Yes, you can use a RAMS Home Loan to purchase an investment property. RAMS offers a range of home loan options specifically designed...

To be eligible for a RAMS Home Loan, certain criteria need to be met. Firstly, you should be at least 18 years old and a citizen or...

To apply for a loan with RAMS Home Loans, you will need to provide several essential documents. These include proof of identity, such...

Yes, you can still apply for a RAMS Home Loan even if you have a bad credit history. RAMS Home Loans understands that financial setbacks...

Yes, you can make extra repayments on your RAMS Home Loan. RAMS offers flexible repayment options, allowing you to pay off your loan...

No, there is no penalty for paying off your loan early with RAMS Home Loans. We understand that circumstances may change, and you may...

The approval process for a RAMS Home Loan typically takes around 5-10 business days. However, the actual time frame can vary depending...

The interest rates for RAMS Home Loans are competitive and vary depending on the specific loan product and individual circumstances....

Yes, it is possible to switch your existing home loan to RAMS. At RAMS Home Loans, we understand that circumstances and needs change...