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OneMain Customer FAQ

Top Answers & How-to Guides

What is OneMain's Phone Number?

The question we are asked most often is about how to talk to OneMain customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.
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Recent OneMain Customer Questions

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Loan Types and Details

What types of loans does OneMain offer?

OneMain provides a range of loan options, focusing mainly on personal loans for various needs like debt consolidation and major...
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What are the eligibility requirements for a OneMain loan?

To qualify for a OneMain loan, applicants must be at least eighteen years old, live in the United States, and have a reliable...
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What are the interest rates for OneMain loans?

OneMain offers personal loans with interest rates typically ranging from around 18 percent to 35.99 percent. These rates depend...
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How is my loan amount determined?

OneMain determines loan amounts based on factors like creditworthiness, income, employment status, debt-to-income ratio, loan...
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Are there any loan limits for OneMain loans?

OneMain Financial establishes specific loan limits, generally ranging from about one thousand to twenty thousand dollars. The...
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Application and Approval

How do I apply for a loan with OneMain?

To apply for a loan with OneMain, individuals can start the process on their official website by providing personal...
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How quickly can I receive funds after loan approval?

The timeline for receiving funds after loan approval from OneMain can vary but is often same day or within a few business days....
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Does OneMain require a credit check?

OneMain typically conducts a credit check to evaluate loan applications, which is standard in lending. They assess credit...
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What documentation do I need to provide when applying?

When applying for a loan with OneMain, individuals generally need to provide proof of income, identification, and proof of...
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Loan Management

Can I pay off my OneMain loan early?

Customers can generally pay off their OneMain loan early without facing penalties, which can reduce their interest costs. It's...
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What happens if I miss a payment on my OneMain loan?

Missing a payment on a OneMain loan can result in late fees, a negative effect on credit scores, and communication from OneMain...
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How can I manage my OneMain loan online?

Managing a OneMain loan online is easy and allows borrowers to log into their account to check loan details like balance and...
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Can I refinance my OneMain loan?

OneMain does allow loan refinancing, which can help lower interest rates or change payment terms. Interested borrowers should...
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Fees and Education

Are there any fees associated with OneMain loans?

OneMain Financial may have fees for loans, such as origination and late payment fees. These can vary based on the loan type and...
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Does OneMain offer personal finance education?

OneMain does provide a range of resources aimed at enhancing personal finance knowledge, including financial literacy...
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