Does OneMain require a credit check?

OneMain generally requires a credit check when assessing an application for a loan. This is a standard practice in the lending industry as it helps determine the applicant's creditworthiness. The credit check allows OneMain to evaluate an individual's credit history and score to make an informed decision regarding loan approval and the terms that may apply. However, it is important to note that OneMain may also consider other factors beyond credit history, such as income, employment status, and existing financial obligations. This holistic approach can improve the chances of securing a loan for those who may have a less-than-perfect credit score. For specific policies or to understand how a credit check might impact an application, it is advisable to review the information provided on OneMain's official website, as they maintain updated details on their application process and requirements.