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Is there a minimum credit score requirement for LightStream loans?

Asked 4 months ago
LightStream does have specific credit score requirements for its loans. Generally, applicants are expected to have a good to excellent credit score, typically starting around 660 or higher. However, it is important to note that credit scores are just one aspect of the underwriting process. LightStream also considers factors such as income, debt-to-income ratio, and credit history when evaluating loan applications. This comprehensive approach helps ensure that applicants are evaluated fairly and responsibly. For those seeking more detailed information about lending criteria or loan products, it is advisable to visit the official LightStream website, where you can also find any updates or changes to their lending policies.
Answered Jul 23rd 2025

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