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Hagerty Classic Car Insurance Customer FAQ

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Recent Hagerty Classic Car Insurance Customer Questions

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Coverage Options

Are there any coverage options specifically for vintage race cars?

Hagerty Classic Car Insurance provides tailored coverage options for vintage race cars, addressing unique risks associated with...
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What types of classic cars are covered under your insurance policies?

Hagerty Classic Car Insurance covers a variety of classic vehicles, including those that are at least 15 years old, along with...
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Do you offer agreed value coverage for classic cars?

Hagerty Classic Car Insurance provides agreed value coverage tailored for classic and collectible cars, ensuring owners receive...
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Are there mileage limitations on classic car policies?

Hagerty Classic Car Insurance includes mileage limitations in its policies to reflect the infrequent use of classic vehicles....
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What is the difference between classic car insurance and standard auto insurance?

Classic car insurance is tailored for vehicles that are typically at least 15 to 20 years old, focusing on their historical and...
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Claims and Assistance

What is the claims process for a classic car insurance policy?

The claims process for classic car insurance typically involves notifying the insurer, documenting damage, and having an...
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Do you provide roadside assistance for classic cars?

Hagerty Classic Car Insurance does provide roadside assistance specifically for classic and collector vehicles, which includes...
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What should I do if my classic car is stolen or damaged?

In the event of a stolen or damaged classic car, it is essential to first report the incident to local law enforcement and...
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Value and Assessment

How do I determine the value of my classic car for insurance purposes?

To determine your classic car's value for insurance, research similar vehicles' market prices, consider its condition, and seek...
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Is there a specific age requirement for a car to be considered a classic?

The classification of a classic car typically requires it to be 20 to 25 years old, although Hagerty Classic Car Insurance...
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How can I update my policy to reflect changes in my car’s value?

Updating your classic car insurance policy to reflect its current market value is crucial for proper coverage. Hagerty Classic...
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Discounts and Conditions

What discounts are available for classic car insurance?

Hagerty Classic Car Insurance provides several discounts for classic car owners. Discounts include multi-vehicle, club...
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How do my storage conditions affect my classic car insurance?

The storage conditions of a classic car are crucial for insurance coverage as they affect risk levels. A climate-controlled...
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Modifications and Usage

What happens if I modify my classic car?

Modifying a classic car can significantly impact its insurance, especially with Hagerty Classic Car Insurance. Changes may...
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Can I insure a classic car that is only used for shows or exhibitions?

Hagerty Classic Car Insurance does indeed cover classic cars primarily used for shows or exhibitions, reflecting the needs of...
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Can I transfer my policy if I sell my classic car?

When a classic car is sold, the insurance policy usually cannot be directly transferred to the new owner. The seller must...
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