What types of classic cars are covered under your insurance policies?

Hagerty Classic Car Insurance offers coverage for a wide range of classic cars, catering to various classifications of vehicles. The term "classic car" generally encompasses automobiles that are typically at least 15 years old, although this can vary depending on the specific definition used by different collectors and enthusiasts. Hagerty recognizes the passion of collectors and provides coverage not just for standard classics but also for antique, vintage, and collectible vehicles. In addition to traditional classic cars, Hagerty may also cover specialty vehicles such as modified cars, muscle cars, and even exotics that meet specific criteria. They focus on vehicles that are primarily used for leisure and recreational purposes rather than everyday transportation, which allows for specialized coverage tailored to the unique needs of classic car owners. Furthermore, Hagerty offers options for specific types or conditions of vehicles, so whether an owner possesses a fully restored classic, a barn find awaiting restoration, or a highly sought-after collector’s item, there may be policies available that can provide the right level of protection. It is important for vehicle owners to provide accurate information about their classic cars, such as the make, model, year, and usage, to ensure that they receive appropriate coverage. For the most accurate details and options available, it may be helpful to visit the current Hagerty website, where specific information regarding the types of vehicles covered and their insurance policies can be found.