What are the fees associated with First Premier Bank credit cards?

First Premier Bank credit cards are known for their unique fee structure, which is designed to provide credit-building opportunities for individuals who may have limited credit history or lower credit scores. It is important for cardholders to be aware of the various fees that may be associated with these credit cards, as they can significantly affect the overall cost of using the card. One of the primary fees to consider is the annual fee. First Premier Bank typically charges an annual fee that can vary depending on the specific cardholder's credit profile. This fee may be charged in the first year as well as in subsequent years. In addition to the annual fee, there are also fees for applications and account maintenance. For example, there are often processing fees included when opening an account, which may be deducted from the available credit limit. These processing fees can vary but are generally a one-time charge. Furthermore, cardholders should be mindful of late payment fees, which may be applied if a payment is not received by the due date. There may also be fees for cash advances and foreign transactions. Over-limit fees may apply if a cardholder exceeds their credit limit. It is advisable for potential applicants and current cardholders to review the fee schedule for their specific card, which can usually be found on the official First Premier Bank website or in the cardholder agreement. This will provide the most accurate and up-to-date information regarding any applicable fees.