First Horizon Home Loans Customer FAQ

The minimum credit score required to qualify for a First Horizon Home Loan varies depending on the type of loan and other factors....

First Horizon Home Loans offers a variety of loan options to cater to different homebuyers' needs. We provide conventional loans, which For those seeking a government-backed loan, we offer FHA loans. These loans are backed by the Federal Housing Administration and can be suitable for first-time buyers or those with lower credit scores. If you are a military veteran, our VA loans provide attractive options with no down payment requirement. For rural homeowners or homebuyers, we offer USDA loans, which are backed by the United States Department of Agriculture. Finally, for homebuyers considering building their dream home, our construction loans provide financing during the construction phase and then seamlessly convert into a permanent mortgage. With this range of loan options, First Horizon Home Loans aims to assist individuals in finding the right mortgage tailored to their unique circumstances and homeownership goals....

The maximum loan amount available for First Horizon Home Loans varies depending on the specific loan program and the borrower's financial...

Yes, you can get pre-approved for a home loan with First Horizon. We understand the importance of knowing your budget before starting...

The current interest rates for First Horizon Home Loans are subject to change daily and may vary based on several factors, including...

No, there is no penalty for prepaying your First Horizon Home Loan. First Horizon understands that circumstances can change, and we...

When applying for a First Horizon Home Loan, you will need to provide several important documents. These include your personal information...

No, First Horizon Home Loans cannot be used for investment properties. The loans provided by First Horizon are specifically designed...

The typical approval process for a First Horizon Home Loan takes approximately 30 to 45 days. However, the exact timeframe can vary...

A fixed-rate mortgage and an adjustable-rate mortgage (ARM) differ in terms of interest rates. With a fixed-rate mortgage, the interest...

Yes, First Horizon Home Loans offers special programs and incentives for first-time homebuyers. Our First-Time Homebuyer Program is...