What is the minimum credit score required to qualify for a First Horizon Home Loan?

The minimum credit score required to qualify for a First Horizon Home Loan varies depending on the type of loan and other factors. Generally, a credit score of 620 or higher is preferred for most conventional loans. However, First Horizon also offers FHA loans for which a credit score as low as 580 may be acceptable. It is important to note that credit scores are just one factor considered during the loan approval process. Other criteria such as income, employment history, and debt-to-income ratio also play a role in determining loan eligibility. It is recommended to contact a First Horizon Home Loans representative to discuss individual circumstances and receive personalized guidance on credit score requirements for specific loan programs.