Farmers is one of the more expensive insurance companies for personal auto insurance, so if you're looking for simple personal auto insurance there are probably better companies for you to choose from. However, if you're looking for specialized insurance or are looking to bundle different types of insurance then Farmers could be for you.
Farmers insurance has the reputation of a solid and trustworthy insurance company. However, their prices are among the more expensive of American insurance companies.
Teenage driver's insurance prices will be quite high, starting at around $203 a month for those in the 18-year age group. For those in their 20s, rates will start around $138 a month. Those 45 and older without any DUIs or speeding infractions can expect to pay around $90 a month for their auto insurance.
Farmers insurance is far from the cheapest auto insurance you can get. So, you might be asking yourself, what are some of the benefits of going with Farmers insurance?
One benefit of going with Farmers insurance is that you can save money by bundling their other types of insurance with your auto insurance. Farmers has a diverse range of insurance products. This includes insurance to cover your motorcycle, business or commercial vehicles, life insurance, renter's insurance, and much more. So, if you're somebody looking for specialized types of insurance or even just multiple types of insurance, Farmers could be for you.
One of the major benefits of going with Farmers insurance is that they offer a plethora of supplemental insurance coverage options. Some of the supplemental insurance they offer includes some standard options for accident forgiveness (for every 3 years that are accident-free), and rental reimbursement (they will cover the cost of renting a car while yours is in the shop).
However, they also offer more specialized supplemental options like Farmer's Rideshare Insurance, which protects Uber and Lyft drivers through every step of their ride-share experience.
They also offer classic and collector car insurance for those with specialty vehicles. Furthermore, they offer commercial auto insurance for those who operate a fleet of vehicles or use their personal vehicle for work.
For the average person who is simply looking for personal auto insurance, Farmer's probably isn't the best choice because there are cheaper options available. However, if you're looking for specialty supplemental auto coverage, or you have some odds and ends that need to be insured (such as a motorcycle, motorhome, or ATV) then Farmers could be the company for you.
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