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What are the requirements for credit approval?

Asked 2 years ago
Exxon Mobil Card has specific requirements for credit approval that potential cardholders should consider. Generally, the applicant must be at least eighteen years old and possess a valid Social Security number. A good credit score is typically necessary, as Exxon Mobil Card evaluates applicants' credit history and financial behavior during the approval process. Apart from credit scores, the card issuer may also look at income and employment stability to assess the ability of the applicant to repay any charges made on the card. While a solid credit history increases the chances of obtaining approval, individuals with limited credit histories may still be considered, albeit with different terms. Additionally, maintaining a stable address and having a banking relationship can also positively influence the decision. It is always advisable for applicants to review their credit reports beforehand to ensure accuracy and address any issues that might hinder their chances of approval. For more detailed information and specific criteria regarding credit approval, it may be beneficial for applicants to consult the current web page associated with Exxon Mobil Card, where official guidelines can be found.
Answered Jul 16th 2025

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