The price of car insurance varies widely depending on each driver's location, driving history, credit score, and several other factors. The best way to get an estimate of your price with Esurance is by getting a quote online.
The cost of car insurance will depend on your specific situation, so the best way to get an idea of your coverage cost is by filing for a quote. Here's how to get started:
Start by going to the Esurance website and looking for "Get a Quote" on the homepage. Enter your zip code then follow the on-screen instructions.
You'll need info like your name, address, car type, and driving history to complete the quote process.
Although Esurance doesn't explain its calculation process in full, these factors will likely influence your cost of coverage:
Your age
Since younger drivers are more likely on average to take risks and get in accidents, insurance companies tend to charge more for drivers under the age of 25.
Your credit score
If you have good credit, you can generally expect to pay less for car insurance. However, credit isn't the only factor insurers look at. If you've been in multiple at-fault accidents (accidents you caused), you will probably have a higher monthly fee.
How much you drive
People who drive more present a greater risk. If you drive a lot, car insurance companies may charge you more for coverage.
Your driving record
Like credit history, auto insurance companies think driving records are a good indicator of overall risk. If you have a clean driving history, you'll probably pay less for insurance.
Where you live
Since some locations have higher rates of car accidents or auto theft, your insurance company will consider your location when calculating your rate. High-risk areas mean higher prices.
If you have more questions about the cost of car insurance from Esurance, you can call or email the company. Esurance doesn't offer a live chat service, so calling an agent will be your best option for quick answers.
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