What is Covered California and what does it do?

Covered California is California's health insurance marketplace, where individuals, families, and small businesses can find and enroll in affordable health coverage. Established under the Affordable Care Act, its primary mission is to facilitate access to health insurance and to ensure that all Californians have the opportunity to obtain necessary medical care without facing financial hardship. Within Covered California, eligible consumers can compare various health plans from private insurance companies, all of which meet specific coverage requirements mandated by the Affordable Care Act. This includes essential health benefits such as preventive care, emergency services, hospitalization, and prescription drugs. In addition to health plan options, Covered California also provides financial assistance to those who qualify, helping to lower monthly premiums and out-of-pocket costs based on income. This means that individuals and families may be able to acquire health insurance for a more affordable rate than if they were to purchase it outside the marketplace. Covered California also supports small businesses by offering them a range of health insurance plans for their employees through the Small Business Health Options Program, commonly referred to as SHOP. Overall, Covered California plays a crucial role in promoting public health and ensuring that residents of California have access to the health care services they need. For additional details or guidance, interested individuals may consider visiting the official website, where they can find comprehensive information and resources.