How can I transfer money using Chime?

Chime offers several convenient options for transferring money. One of the most popular methods is through the Chime app itself. Users can send money to other Chime members instantly and without any fees. To do this, one simply needs to navigate to the "Pay Friends" section in the app, enter the recipient's Chime email or phone number, specify the amount, and review the details before confirming the transaction. Another method is to use the Chime Visa Debit Card linked to one’s Chime account. This card can be used to make purchases or transfer funds to other accounts, including external bank accounts. Additionally, Chime provides the option to make deposits through direct deposit, which is ideal for regular income transfers. For sending money to those who do not have a Chime account, users can opt for the bank transfer option by linking an external bank account. It is advisable to check the current guidelines and limitations on the official Chime website for specifics, including processing times and any applicable fees.