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Chapter 13 Office of North Carolina Customer FAQ

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What is Chapter 13 Office of North Carolina's Phone Number?

The question we are asked most often is about how to talk to Chapter 13 Office of North Carolina customer service. Click here for contact information, email and chat options, getting a live person, wait times and more.

Can I convert my Chapter 13 case to a Chapter 7 case in North Carolina?

Yes, it is possible to convert a Chapter 13 case to a Chapter 7 case in North Carolina. However, it is important to consult with a...
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Overview

What is Chapter 13 Office of North Carolina?

The Chapter 13 Office of North Carolina is a division that operates within the bankruptcy court system and specifically deals with...
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Eligibility

Who is eligible for Chapter 13 bankruptcy in North Carolina?

In North Carolina, individuals and self-employed individuals are eligible for Chapter 13 bankruptcy if they meet certain criteria....
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Benefits

What are the benefits of filing for Chapter 13 bankruptcy?

Filing for Chapter 13 bankruptcy in North Carolina offers several benefits. Firstly, it allows individuals to retain their assets while...
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Differences

What is the difference between Chapter 13 and Chapter 7 bankruptcy?

Chapter 13 and Chapter 7 bankruptcy are two distinct forms of bankruptcy under the U.S. Bankruptcy Code. The main difference between...
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Duration

How long does a Chapter 13 bankruptcy case typically last in North Carolina?

The duration of a Chapter 13 bankruptcy case in North Carolina generally depends on several factors. Typically, the process takes around...
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Property

Can I keep my property if I file for Chapter 13 bankruptcy?

Yes, you can keep your property if you file for Chapter 13 bankruptcy in North Carolina. Unlike Chapter 7 bankruptcy, which involves...
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Fees

What are the fees associated with filing for Chapter 13 bankruptcy?

The fees associated with filing for Chapter 13 bankruptcy in North Carolina include a filing fee of $310, which is payable directly...
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Missed Payments

What happens if I miss a payment in my Chapter 13 bankruptcy plan?

If you miss a payment in your Chapter 13 bankruptcy plan, it can have serious consequences. The bankruptcy court expects you to follow...
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Modification

Can I modify my Chapter 13 plan after it has been approved?

Yes, you can modify your Chapter 13 plan after it has been approved. However, you need to meet certain criteria for the modification...
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Debts

What debts can be included in a Chapter 13 bankruptcy?

In a Chapter 13 bankruptcy in North Carolina, most types of debts can be included for consolidation and repayment. This includes unsecured...
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Conversion

Can I convert my Chapter 13 case to a Chapter 7 case in North Carolina?

Yes, it is possible to convert a Chapter 13 case to a Chapter 7 case in North Carolina. However, it is important to consult with a...
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