Can I convert my Chapter 13 case to a Chapter 7 case in North Carolina?

Yes, it is possible to convert a Chapter 13 case to a Chapter 7 case in North Carolina. However, it is important to consult with a qualified bankruptcy attorney to determine if this conversion is the right option for your specific circumstances. The process involves filing a motion with the bankruptcy court seeking the conversion and providing valid reasons for the requested change. The court will review the motion and consider various factors, such as your ability to make payments under Chapter 13, your current financial situation, and any objections from creditors. If the court approves the conversion, your case will be transferred to Chapter 7, and a trustee will be assigned to oversee the liquidation of your non-exempt assets to repay creditors. It is crucial to seek professional guidance before proceeding with this conversion to understand the potential implications and consequences for your specific situation.